Tokenization has the potential to make investing more accessible for retail investors, especially in traditionally limited asset classes, according to Johann Kerbrat, Robinhood Crypto's senior vice president. Speaking at Consensus 2025 in Toronto, he highlighted that real-world assets like real estate and private equity are currently available to only about 10% of the US population, primarily accredited investors. Kerbrat emphasized the importance of fractionalization through tokenization, which allows broader participation in markets. Currently, the market capitalization of on-chain real-world assets (RWAs) is $22.5 billion, with average holdings around $221,867 per holder. Despite the promise of financial inclusion, RWAs are often concentrated among wealthier investors. Kerbrat also discussed the rise of specialized stablecoins as a key evolution in the crypto space, where established dollar-pegged stablecoins dominate the market. The potential for more tailored stablecoins implies an evolving landscape where investors might choose the best options for specific transactions across regions.

Source 🔗